🏠 Assam Aponar Apon Ghar Scheme2025 – ₹2.5 Lakh Tak Ki Ghar Loan Subsidy Paayen. Hurry !!

Assam Aponar Apon Ghar Scheme Assam Sarkar ki ek home loan subsidy scheme hai, jiska aim hai “Housing for All” ka sapna pura karna. Is scheme ke under, Assam ke permanent residents ko apna pehla ghar kharidne par maximum ₹2.5 lakh tak ki subsidy di ja rahi hai.

Yeh scheme un logon ke liye hai jo pehli baar apna ghar kharid rahe hain aur jinhone pehle Apun Ghar Scheme ka benefit nahi liya.

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🏠Assam Aponar Apon Ghar Scheme 2025 Scheme Ke Benefits

Loan lene par kitni subsidy milegi, woh aapke loan amount par depend karta hai. Neeche diye gaye table se samajhiye:

💸 Aponar Apon Ghar Scheme Subsidy Table.

Home Loan Amount (₹)	Subsidy Amount (₹)
₹5,00,000 – ₹10,00,000	₹1,00,000
₹10,00,000 – ₹20,00,000	₹1,50,000
₹20,00,000 – ₹30,00,000	₹2,00,000
₹30,00,000 – ₹40,00,000	₹2,50,000

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✅ Eligibility Criteria – Kaun Le Sakta Hai Faayda?

1. Applicant Assam ka permanent resident hona chahiye.
2. Ghar ka loan Scheduled Commercial Bank, Regional Rural Bank, ya Assam Cooperative Apex Bank se hi lena hoga.
3. Family ki total income ₹20 lakh se zyada nahi honi chahiye.
4. Loan ₹5 lakh se upar ka hona chahiye, aur sanction 1 April 2019 ke baad hua ho.
5. Loan account NPA (Non Performing Asset) nahi hona chahiye.
6. Yeh aapka first home hona chahiye.

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❌ Ineligible Applicants – Kinhein Nahi Milega Faayda

• Jo log pehle se Apon Ghar scheme ka benefit le chuke hain, wo is scheme ke liye eligible nahi hain.
• Agar ghar loan pehle sanction hua ho ya applicant Assam ka resident na ho, toh bhi eligible nahi hoga.

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📄 Zaroori Documents List For Assam Aponar Apon Ghar Scheme

Aapko apply karte waqt kuch important documents lagte hain:

• Assam ka Residence Proof
• PAN Card aur Address Proof
• Income Certificate
• Bank Account Details
• Passport Size Photograph
• Salary Slips (Latest)
• Past 6 months ka Salary Account Statement
• Agar salary SBI ke alawa kisi aur bank mein aati hai, toh No Dues Certificate
• Land Ownership Documents
• Personal Assets & Liabilities ka Statement (Bank format mein)
• Service Proof (minimum 5 years in job)

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🖥️ Online Application Process – Step-by-Step Guide

Step 1: Visit the Official Website

Sabse pehle aapko Assam Government ki official portal par jaana hoga.

Step 2: Apply for Subsidy

• Home page par jaake “Click Here for Loan Subsidy” pe click karein.
• Wahan par “Aponar Apon Ghar (Home Loan Subsidy Scheme)” option pe click karein.
• Aapko ek application form dikhega jismein aapko yeh details fill karni hongi:

Applicant Details:

• Name, Gender, DOB, PAN, Email, Mobile, Address

Loan Details:

• Bank ka IFSC, Bank Name, Branch Name, Account No., Loan Amount, Loan Date, Property Address

Step 3: Upload Documents

• Land Proof, Address Proof, PAN Card wagairah upload karein.
• Declaration box tick karein aur “Save” pe click karein.

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🔍 Application Status Kaise Check Karein?

1. Official website pe jaayein.
2. Page ke niche “Application Tracking” section mein “Track” button pe click karein.
3. Apna Mobile Number aur Loan Account Number ya Application Number dal kar “Submit” karein.
4. Aapko application ka status dikhega.

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📝 Important Notes for Assam Aponar Apon Ghar Scheme

• Application process sirf online hai.
• Subsidy direct bank ke through release hoti hai.
• Ghar ka construction ya purchase proof bhi aapko dena hoga.

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📌 Conclusion

Assam Aponar Apon Ghar Scheme un logon ke liye ek golden opportunity hai jo Assam mein apna pehla ghar lena chahte hain. Agar aap eligible hain, toh jaldi se apply karein aur ₹2.5 lakh tak ki subsidy ka faayda uthayein. Apna ghar ab sapna nahi, haq ban sakta hai!