🧾 Overview
Kya hain Pradhan Mantri Suraksha Bima Yojana 2025? Ye ek low-cost accident insurance scheme hai jisme sirf ₹20 yearly premium par ₹2 lakh ka cover milta hai. PMSBY Yojana ka maksad gareeb aur middle-class logon ko financial security dena hai agar accidental death ya permanent disability ho jaye. Is PM Suraksha Bima Yojana ka benefit lena bahut easy hai — Aadhaar-linked bank account se auto-debit setup karke aap policy activate kar sakte ho. Isme 18 se 70 saal ke log enroll kar sakte hain. Renewal har saal automatically ho jata hai. Policy certificate SBI ya JanSuraksha portal se download kiya ja sakta hai. Ye scheme har Indian ke liye ek zaroori suraksha kavach ban chuki hai.
Isse commonly log PM Suraksha Bima, Pradhanmantri Suraksha Yojana, ya PMSBY Yojana ke naam se bhi jaante hain. Yeh policy specially un logon ke liye hai jo kam income wale background se hain aur ek basic personal accident insurance chahte hain.
🎁 Pradhan Mantri Suraksha Bima Yojana Benefits
Agar aap PMSBY ke fayde jaanna chahte hain to yeh section aapke liye hai. Yeh sabhi pradhan mantri bima yojana ke users ko milta hai:
📘 Pradhan mantri Suraksha Bima Yojana coverage
| Coverage | Amount |
|---|---|
| Accidental Death | ₹2,00,000 |
| Permanent Total Disability | ₹2,00,000 |
| Partial Disability | ₹1,00,000 |
PMSBY Premium Amount: ₹20 per year
Policy Validity: 1 June – 31 May (auto-renewable)
Policy Name: PMSBY Policy
Premium Type: Auto-debited from bank
Yeh PM Suraksha Bima Yojana ka biggest benefit hai ki yeh low cost me high coverage deti hai.
📘 PMSBY Scheme Details in Hindi
Yojana ka pura naam hai Pradhan Mantri Suraksha Bima Yojana, jiska PMSBY Full Form in Hindi hai: Pradhan Mantri Suraksha Bima Yojana. Yeh ek annual renewable insurance policy hai, jo aapke bank account se automatically ₹20 ka premium deduct karti hai.
Kisi bhi unfortunate accident ke case me, insured person ya uske nominee ko financial assistance milti hai.
👥 PMSBY Age Limit & Eligibility
PMSBY Yojana ke liye eligibility simple hai:
- Age Limit: 18 se 70 saal
- Bank Account: Savings account hona chahiye
- Consent: Auto-debit ke liye written approval
Chahe aap kisi bhi background se ho, agar aapki age 18–70 ke beech hai, to aap PM Bima Yojana ke liye eligible hain
Read Also :- Pradhan Mantri Jeevan Jyoti Bima Yojana- क्या हैं कैसे अप्लाइ करें?
📑 Documents Required
PMSBY scheme apply karne ke liye aapko yeh documents chahiye:
- Aadhaar Card (bank account se linked hona chahiye)
- Active Savings Bank Account
- Mobile Number
- Signature (form ke liye)
📝 How to Apply for PMSBY Scheme
Aap PMSBY Scheme ko apply karne ke liye 3 tarike use kar sakte hain:
✅ 1. Bank Branch:
- PMSBY Form fill karein
- Aadhaar se link karaayein
- ₹20 premium auto-debit approve karein
✅ 2. Net Banking:
- Login karein
- Insurance section me jaayein
- PMSBY Insurance ko select karein
- Confirm karke activate karein
✅ 3. SMS Activation:
Kuch banks, jaise SBI, users ko SMS bhejte hain jisme aap “YES” reply karke directly enroll ho sakte ho.
📥 PMSBY Certificate Download – SBI & Others
Jab aap PMSBY Yojana ke liye enroll kar lete hain, to aap PMSBY Certificate SBI ke through ya kisi bhi bank ke official website se download kar sakte hain.
🔁 PMSBY Renewal Process
Har saal 1 June se policy renew ho jaati hai. Aapka account active hona chahiye jisme ₹20 balance ho.
Note: Agar auto-debit fail ho gaya to policy lapse ho sakti hai.
📊 PMSBY Future Generali & Private Insurers
Aap ye scheme Government ke sath-sath private insurers jaise PMSBY Future Generali, SBI Life, LIC, aur ICICI Lombard ke through bhi le sakte hain. Lekin premium aur terms similar rahenge.
📅 Important Dates
| Event | Date |
|---|---|
| PMSBY Renewal Start | 1 May 2025 |
| Last Enroll Date | 31 May 2025 |
| Policy Effective From | 1 June 2025 |
🔗 Official Links
| Resource | Link |
|---|---|
| Official Website | https://jansuraksha.gov.in |
| PMSBY Certificate | Download PDF |
| SBI PMSBY Page | https://www.onlinesbi.sbi |
🧠 Kya Aapko PMSBY Policy Leni Chahiye?
Agar aap soch rahe hain ki Pradhan Mantri Bima Suraksha Yojana aapke liye sahi hai ya nahi, to jawab simple hai: Bilkul! Yeh ek basic aur affordable security layer hai jo ₹20 mein aapko ₹2 lakh ka protection deti hai.
Aaj ke time mein Suraksha Bima Yojana jaise schemes zaroori hain, especially un logon ke liye jo financial uncertainty se jujh rahe hain. Aapka ₹20 har saal ek life saver ban sakta hai.
❓ PMSBY FAQs (Pradhan Mantri Suraksha Bima Yojana)
Pradhan Mantri Suraksha Bima Yojana
Sirf ₹20 per year.
18 se 70 saal ke log jo savings bank account rakhte hain.
SBI ya JanSuraksha website se.
Automatically har saal bank account se ₹20 deduct ho jata hai.
Haan, yeh policy private insurers ke through bhi milti hai.
Disability ya death ke case mein bank branch me documents submit karne hote hain.
Nahi, yeh sirf accident-based death/disability insurance hai.
https://jansuraksha.gov.in par PMSBY scheme details in Hindi available hain.
SBI, PNB, ICICI, Axis – kisi bhi bank ke account se apply kiya ja sakta hai.
